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June 30, 2015 07:17:26 AM
In reply to Tyrell, Matawan
Welcome to TD Helps and thank you for sending us your question, Tyrell.
If you already have an account with us, whether your Checking and Savings minimum requirements can be combined is depends on the account type. If you currently have a Relationship Checking account with us, it is possible to link other eligible personal accounts (like your Savings account) to this one. In that instance, the linked accounts won't have specific balance requirements on their own, as long as the combined daily balance needed among the linked accounts is met. You're more than welcome to view the Account Guide for this account right here: http://bit.ly/1sBXy0Z.
Otherwise, each account that you have must maintain the minimum daily balance itself to waive any related monthly maintenance fee. Feel free to review all of our Checking products here: http://bit.ly/1oXjGgF, and Savings accounts here: http://bit.ly/1hzzhPT. Using these links, you're more than welcome to review the account types you may have and any minimum balance requirement for each.
If you do not yet have an account and is considering opening an account with us, we'll be happy to go over ways to do so. You can even have some help on deciding on an account, you may use our Selector Tools for guidance. For the Checking Selector Tool, please click here: http://bit.ly/1vW1xnU or here: http://bit.ly/1sxY9Rd for the Savings Selector Tool. Once you've chosen the account(s) best for you, then you'll be ready to open the account(s).
First, you may open an account online. To open an account online you may click onto the orange "Open Account" button, you may apply also Online by visiting: http://bit.ly/1fN7u4i to take you directly to the account opening application. To make a first deposit online, you may use a debit card linked to an account from another financial institution, a credit card (Visa or MasterCard) or you can stop by your local TD Bank Store to make a deposit.
Second, you may do so over the phone and to open the account over the phone, you may call us directly 24/7 at 888-751-9000. You will have up to 30 business days to make your initial deposit.
Finally, you have the option of visiting us at your local TD Bank Store to open an account. If you choose this option, you may make an initial deposit to the account you selected. For hours and locations near you, take a look here: http://bit.ly/TDStores.
Please be sure to have your identification with you when opening the account(s).
We hope you find our answer helpful and please don't hesitate to return to TD Helps if you have any further questions.
Sandy D, Mount Laurel
June 30, 2015 07:18:36 AM