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my son is applying for a student line of credit . i will have to co-sign. does being a co-signer on my daughters car and having a balance on a credit card affect my ability to co-sign and also would it be better if they were paid off ? What factors do they consider ?
June 2, 2017 12:54:36 PM
Borrowing & Managing Your Credit
In reply to william, iroquois
Hi William. Great question! This sounds like a situation a lot of parents face.
We see you're writing to us from Iroquois, Ontario – hello from the U.S.! If you are inquiring into a loan account with TD Canada Trust, we recommend reaching out to them by visiting them at https://go.td.com/1vT0aGD. Once there, click the 'Contact Us' link at the top of the page. We're certain they'll be able to provide information on what might affect loan eligibility.
If you're looking into a loan with TD Bank here in the U.S., give us a call at 800-937-5020. We have Financial Solutions Group Representatives available 24 hours a day, 7 days a week to discuss your specific situation and answer any questions you may have. If you'll be in the United States, please also feel free to visit us at any of our Stores. To check out our locations, click here: https://go.td.com/1nq31dc.
We encourage you to check out our page for Understanding Your Credit Score and Report at https://go.td.com/1jOWoe7. You'll find a lot of information about credit scores in general, including how they're determined.
We hope to hear from you soon! Have a great day, William.
Customer Service Team, Mount Laurel
June 2, 2017 12:55:11 PM