Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I have series EE US savings bonds I would like to cash. My moms name is first and I am listed. Her SS # is on the bond. Do both of us have to be present to cash in? Also, my name listed on the bond is my maiden name. What do I have to bring with me in order to cash?
April 26, 2017 11:29:38 AM
In reply to Annette, Philadelphia
Thanks for reaching us on TD Helps, Annette. We'd be happy to help.
The individual who is able to cash the bonds varies based on ownership. Bonds are similar to accounts in that they are able to have single owners or multiple. This is determined by the purchaser of the bond itself. We recommend reaching out to the TD Store you plan on visiting prior to your trip to determine who will be able to negotiate the bonds.
Both TD Bank Customers and Non-TD Bank Customers may redeem EE Bonds at any TD Bank location and there is no charge for this service. To find out TD Store locations and their hours, please visit: https://go.td.com/1nq31dc.
Please note that government regulations require that Non-Customers and Customers with a bank relationship 6 months or less can redeem up to $1,000.00 at any one time with proper I.D. (Driver's License, State I.D., Passport etc.). Also that EE Bonds must be held for a minimum of 12 months from the issue date before they are eligible for redemption. It's your responsibility for claiming the interest gained and it will be sent via 1099 at the end of the year for tax reporting purposes.
You can also call 1-800-US-BONDS (1-800-872-6637) or access the U.S. Government Bonds website at http://bit.ly/2p4ck60 for current interest rates and redemption values, including interest earned.
We hope this helps, Annette and have a good day.
Shanika A, Mount Laurel
April 26, 2017 11:30:07 AM