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to apply for? and can you apply for a mortgage loan over the alloted price approved if your credit is in good standing if there repairs needed on the house? or where do i go to get a pre approval if you don't provide that service
April 7, 2015 07:45:12 PM
Borrowing & Managing Your Credit
In reply to NADINE, BRONX
Thank you for your interest in a Mortgage with TD, Nadine. We'd be happy to review pre-qualifications with you.
We would like to confirm that at this time, TD Bank only offers pre-qualifications for Mortgage Loan applications. In order to determine if you are pre-qualified for a Mortgage, you will need to visit your local TD Bank Store during normal lobby hours. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
The turnaround time to receive a decision is between 1-2 business days. While you are at the Store, you will need to provide the following information:
Purchase price of the home
Your income and your debt
Tax for the home you are purchasing
Homeowner insurance cost
County and State of the home you are purchasing
We will present the closing cost to you while you're there and please also know that we'll do a credit inquiry as well.
If the home you are looking to purchase costs more than the amount you were pre-qualified for, you are welcome to apply for a Mortgage without being pre-prequalified. We invite you to take a look at our Mortgage page found here: http://bit.ly/1eUCYz0. You are able to apply by selecting "Apply Now," by visiting a TD Store or calling our Financial Solutions group.
If you have any additional questions in regards to your specific lending scenario, we recommend reaching out to our Financial Solutions Group 24/7 at 800-937-5020 at your earliest convenience or by visiting a TD Store.
We hope this helps, Nadine and have a good day.
Megan K, Mount Laurel
April 7, 2015 07:46:17 PM