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I opened a joint student checking account with my mother when I was 16. However, I recently turned 18. So does the account automatically become an account with sole ownership? If not, how do I become the sole owner of the account?
Annis, New York
March 7, 2016 01:16:50 PM
In reply to Annis, New York
Thanks for reaching us on TD Helps, Annis. We'd be glad to discuss.
When you have a joint account, both signers are considered to have equal access to the account. This means that neither signer can be removed from the account directly and we apologize for any inconvenience this may cause. If you do not wish to continue to share the account, the account must be closed. Once the account is closed, you may open a new account.
In order to close a joint personal account, only one signer is required to submit this request. The best and quickest way to handle it is by visiting your local TD Bank Store during normal lobby hours with your valid photo ID. To find the nearest TD Bank Store please visit http://bit.ly/TDStores.
If you decide to open a new account, we currently offer many ways in which you can do so with TD Bank. You can open the account online by selecting the "Open Account" box located beneath each specific account by following these links: http://bit.ly/WrwMg7 or http://bit.ly/1hzzhPT. You could also contact us at 888-751-9000 to speak with our Banking Specialists who are available 24/7 for your convenience. If you prefer, you may also stop by any TD Store for further assistance on opening an account. You may have your joint account closed and new individual account opened all at the same time.
We hope this information helps, Annis and have a good day.
Megan K, Mount Laurel
March 7, 2016 01:17:03 PM