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December 3, 2014 01:30:25 PM
In reply to Nina, Hoboken
Welcome to TD Helps and thank you for sending us your question, Nina.
Generally speaking, wire transfers will be available on the day we receive the deposit. Once they are available, you can withdraw the funds in cash and we will use the funds to pay checks that you have written. For domestic wire transfers we post all incoming wires from the Federal Reserve until 6:30pm on the current banking day and all incoming wires the banking day they are received.
We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to the funds. If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by your nearest TD Bank Store location. To find out TD store locations near you, please visit: http://bit.ly/TDStores.
If we can assist you again, please feel free to write to us anytime! We hope this helps and enjoy your day.
Yen D, Mount Laurel
December 3, 2014 01:51:14 PM