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Does TD offer a credit card or equivalent service which will help me build credit? I currently have no credit score and would like to start building credit.
Wesley, New Hyde Park
January 16, 2015 01:25:21 PM
Borrowing & Managing Your Credit
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In reply to Wesley, New Hyde Park
Great to hear that you’re interested in learning about building your credit, Wesley. It's our pleasure to assist you.
First, we have helpful information on part of our website called “Building a Good Credit Score." We invite you to take a look at it by visiting this link http://bit.ly/1nUzsyy. It will provide you with details you might find helpful on how to build your credit. It will also give you tips on how to maintain your good credit once it’s established.
You'll be happy to learn that TD Bank does offer secured Credit Cards. A Secured Credit Card is available to anyone who wishes to establish or rebuild their credit history and is secured with funds held in a TD Bank Savings account. You're welcome to take a look here for the Personal Credit Card Agreement for both the TD Easy Rewards Secured and TD Cash Rewards Secured: http://bit.ly/1wtjCwy.
You may apply for a secured credit card at any TD location during lobby hours. For hours and locations near you, take a look here: http://bit.ly/TDStores. If your application is approved, you'll then want to establish the collateral savings account for the card. Once this is complete, the card can be issued. Although applications for these cards can only be made at a TD Store; if you have any questions you're welcome to give our Card Services Specialist a call 24/7 at 888-561-8861.
Thanks again for your interest and we hope this is helpful, Wesley! Looking forward to talking with you more soon.
Kristen P, Mount Laurel
January 16, 2015 01:27:20 PM