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I have a savings acct. I transferred $1415.00 last night to my checking.
I just realized that I went below $300.00. I transferred money back to bring the balance back to over the $300.00 min.
Will I still be charged the maintenance fee?
February 1, 2015 11:26:12 AM
In reply to Jackie, Audubon
Thank you for bringing your question to TD Help today, Jackie. We are happy to answer any questions you may have about maintenance fees.
Please kindly keep in mind that on some of our accounts, there is a monthly maintenance fee and a minimum daily balance that we ask you to keep in order to avoid this fee. If your account falls below your required daily minimum balance, the maintenance fee would be assessed on the last day of your statement cycle. You can review a full list of all Personal Account Maintenance Fees and compare our accounts here: http://bit.ly/1nldlQv.
The answer to your question depends on the timing of your transfers. We would like to assist you directly; unfortunately, we do not have access to your personal information since this is considered an unsecured forum. To better assist you, we recommend contacting us 24/7 at 888-751-9000 or feel free to visit us during lobby hours to speak with a Customer Service Representative. Click here: http://bit.ly/TDStores for a list of TD Stores and hours near you. At that time, we’ll be able to review your account details and confirm if fees will apply to your account or not.
Additionally, if you are enrolled for online banking, you're more than welcome to send a Secure Message via your online account with your inquiry. To send a secure message you must first log in to your TD Bank Online profile. You can do so by clicking here: http://bit.ly/1eaISlq. On the left hand side, you should see an option to "Send a secure message" located in the “Message Center.” If you have not yet enrolled, please call us 24/7 at 888-751-9000 to speak with our Banking Specialists.
We hope the information provided help. Let us know if you have any further questions. Have a great rest of the day.
LiShu R, Mount Laurel
February 1, 2015 11:27:00 AM