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I am currently under $100 in my checkings account. Will I be charged a fee for going under $100 or will I only be charged a fee if I remain under $100 at the end of the day?
June 9, 2015 03:08:28 PM
In reply to Adrian, Brooklyn
Welcome to the TD Helps community, Adrian.
Please kindly keep in mind that on some of our accounts, there is a monthly maintenance fee and a minimum daily balance that we ask you to keep in order to avoid this fee. If you have one of these accounts and your balance is below your required daily minimum at the end of the business day, a maintenance fee would be assessed on the last day of your statement cycle. In addition to this, if your balance would fall under your required minimum, you would still have until the end of that same business day to bring your balance above the required minimum to avoid any maintenance fee that cycle.
To learn more about our personal Checking accounts, take a look at: http://bit.ly/1s4rW4W. The minimum balance requirement can be located underneath each product type. You may find this link helpful: http://bit.ly/1hiXeSr. Also, you can review a full list of all Personal Account Maintenance Fees and compare our accounts here: http://bit.ly/1nldlQv.
As always, you can sit down with a Banking Specialist in person if you'd prefer to discuss this further at any TD Bank Store. Find the closest one here http://bit.ly/TDStores and step in during lobby hours to discuss.
We hope you find our answer helpful and please don't hesitate to return to TD Helps if you have any further questions.
Brian M., Mount Laurel
June 9, 2015 03:09:19 PM