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What is the international transaction fee outside of US for any transaction at ATM (withdrawal, transfer or balance inquiry)?
Betty, Saddle Brook
July 29, 2015 12:57:11 PM
In reply to Betty, Saddle Brook
We understand your concern, Betty and we'd be glad to discuss.
If you have a Checking account with TD Bank and one of our TD Bank Visa Debit Cards to go with it, you'll be glad to learn that TD Bank does not charge you any foreign transaction fees for purchases made with this Card. When using you Card for a purchase in foreign currency, our Customers pay the Visa exchange rate at the time of purchase. This rate is not set by TD Bank.
Please keep in mind that fees that can be incurred while using international ATMs. Each withdrawal, transfer, and balance inquiry made at an ATM not owned by TD is subject to a fee, which is charged by TD Bank the same day the transaction is made. Our current Fee Schedule can be found here: http://bit.ly/1cTejgt, which details this for you. Please note that this fee may be assessed in addition to any fee assessed by the owner of the ATM or network, and may include fees for both withdrawals and balance inquiries.
You may refer to our Personal Deposit Account Agreement http://bit.ly/1kb17UQ(pages 43-45) for more information about what type of fees to expect.
Depending on the type of account you have with us, your non-TD ATM fees may be reimbursed with a $2500.00 daily minimum balance. Please check out our Fee Schedule for information about the type of accounts needed to avoid a non-TD ATM fee. If you use any ATM in a foreign country, you may also incur international, currency exchange and usage fees regardless of the type of account you have at TD Bank.
Keep in mind that if you would be using a TD Bank Visa Credit Card, foreign transaction fees may apply. To view the general terms for a Personal Credit Card, please see here: http://bit.ly/1klVfbF (Page 12). Kindly also note that if you do have a Credit Card with TD Bank or intend to, a Credit Card Agreement specific to your account is issued at that time of approval and may contain different terms.
For any questions at all that you may have, just give us a ring! We're here 24/7 for you and can be reached at 888-751-9000, or for any credit card inquiries, please reach us 24/7 by dialing 888-561-8861.
As always, you can visit at TD Store for assistance. To take a look at TD Stores near you please visit: http://bit.ly/TDStores.
Keep in mind that it is recommended to place a Travel Notification on your account prior to your trip to avoid any interruption in service. You are able to call us 24/7 by using the telephone number listed above, visiting us at any TD Store or sending a secure message via Online Banking.
To send a secure message you must first logon to your TD Bank online profile. You can do so by clicking here: http://bit.ly/1eaISlq. On the left hand side, you should see an option to "Send a secure message" located in the “Message Center."
By placing a Travel Notification, this will help us be aware if we see foreign transactions on your account. Also, please be informed that for your protection we will continue to monitor your Card activity even when a notification is set. We also recommend carrying more than one method of payment while traveling, just in case you encounter any acceptance issues. For more travel tips while overseas, please visit http://bit.ly/1gDrDYu. You may also want to review our international travel tips Frequently Asked Questions by clicking here: http://bit.ly/1ltwDDc.
We hope this helps, Betty and have a good day.
Megan K, Mount Laurel
July 29, 2015 12:57:45 PM