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Does td bank charge three percent of the total cash withdrawal amount as a currency conversion fee at an out of network atm overseas
I am looking for a bank that does not charge the three percent foreign atm currency conversion fee
Thank you for your advice
June 16, 2015 08:54:59 AM
1 person recommended this |
In reply to Julian, Sequim
Hi Julian, thank you for sending your question our way today.
We'd like to let you know that the exchange rate you would receive at an ATM is not set by the bank. Foreign exchange rates are published by the government and fluctuate daily. Customers will pay the VISA exchange rate at the time of an ATM withdrawal. We encourage you to check out our current fee schedule, http://bit.ly/1cTejgt as it outlines any applicable fees that may come into play when you use your debit card out of the country.
We also recommend carrying more than one method of payment while traveling, just in case you encounter any acceptance issues. For more travel tips while overseas, please visit: http://bit.ly/1gDrDYu. You may also want to review our international travel tips frequently asked questions by clicking here: http://bit.ly/1ltwDDc.
If you need to contact us from abroad, you can reach us 24/7 at 856-951-9000 via mobile telephone or calling us collect with an operator's assistance from a land-line phone by asking the operator to dial 215-569-0518.
Also, please note that TD Bank does charge a $3.00 non TD ATM fee depending on the type of account you have. Please take a look here at our fee schedule here: http://bit.ly/1cTejgt.
We hope this helps, Julian. Feel free to ask if you have any additional questions!
Alara B, Mount Laurel
June 16, 2015 08:57:23 AM
In reply to Alara, Mount Laurel
So if I use the TD Bank debit/atm card there is no charge for a w/d at a foreign bank ATM ( in foreign currency)?
rod, sarasota, fl
July 13, 2015 01:53:26 PM
In reply to rod, sarasota, fl
Thanks for joining the conversation, Rod.
When traveling, you can make an ATM withdrawal from any machine that displays the VISA or PLUS logo When using your TD ATM/Debit card at a non-TD ATM, fees are applied. As mentioned above, we encourage you to check out our current fee schedule, http://bit.ly/1cTejgt as it outlines any applicable fees that may come into play when you use your debit card out of the country. If you are unable to find an ATM that is compatible, with the TD Bank Debit Card, it may be used to obtain a VISA Cash Advance
And should you need to reach us, you can contact us by Secure Message as listed above, or to contact us by phone from outside of the United States, please dial (856)-751-9000, or collect with operator assistance from a land line phone by asking the operator to dial 1-215-569-0518.
We hope this helps answer your question, Rod. Let us know if you need anything else. Have a good one.
Yen D, Mount Laurel
July 13, 2015 02:00:14 PM