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What are foreign fees on a) Visa Signature Credit Card and b) Visa debit card. Say, Visa International clears 100 AUD at 80 USD. What would be my final cost i.e. after the fee, in case a) and b). Thx
February 24, 2015 09:35:53 AM
Borrowing & Managing Your Credit
1 person recommended this |
In reply to Chris, Wood-Ridge
We thank you for coming to TD Helps with your question, Chris.
At this time, there is a 3% foreign transaction fee that is applied for transactions processed internationally and will be posted in US currency. This includes all of the TD Bank Visa Credit Cards we offer, except for the First Class Visa Signature Card, in which there is currently no international transaction fee. Please note; fees may subject to change. We encourage you to review a general copy of the Personal Credit Card Agreement at http://bit.ly/1klVfbF . The Interest Rate and Fee Schedule can be found on Page 12, and information on the Exchange Rate at Page 2. You may also wish to contact TD Card Services directly at 888-561-8861 to request a copy of your specific agreement or discuss your card directly.
Neither TD Bank nor Visa charges any foreign transaction fees when you use your TD Visa Debit card! You'll also be able to use your debit card to make cash withdrawals internationally at any ATM Machine that displays either the VISA or NYCE logo. If you are unable to find a compatible machine, you will also be able to use your Debit Card to obtain a VISA Cash Advance. Please note that non-TD ATM fees still may apply. For more information on the Fee Schedule, please take a look here: http://bit.ly/1cTejgt. And, we invite you to review page 45 of our Deposit Account Agreement at http://bit.ly/1kb17UQ for more information about international ATM Card or Visa Debit card transactions and the exchange rate for purchases.
We invite you to view a few a tips to manage your money when traveling, please check out: http://bit.ly/1fO8wKy . You may also want to review our international travel tips frequently asked questions by clicking here: http://bit.ly/1ltwDDc. We also suggest you give us a call before your trip to place a Travel Notification on your account, to protect your account from fraud. To place travel notification on your TD Debit card, please call us 24/7 at 888-751-9000 or to place travel notes on your TD Bank Credit card, you can contact one of our Credit Card Specialists 24/7 at 888-561-8861. You also have the option of visiting your local TD Bank Store during lobby hours to place your travel notes. For a listing of Store hours and locations, please check out: http://bit.ly/TDStores .
Hope this helps and have a great day! Safe travels!
Sandy D, Mount Laurel
February 24, 2015 09:36:42 AM