Small Business Banking
Private Client Group
Personal Financial Services
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August 6, 2015 01:08:09 PM
In reply to Joe, Marlton
Thanks for connecting with us on TD Helps today, Joe.
We'd be happy to share with you the account type we have and your options. We invite you to visit http://bit.ly/1aDaRqd to view and compare our personal Checking accounts, or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help with selecting a Checking account that is the best fit for you. To view and compare personal Savings account products, click on http://bit.ly/1pJT9I9, or if you prefer, we also have a Savings Selector Tool http://bit.ly/1vW1DvM; which can help you choose the best Savings account for your needs.
You can open the account via online, telephone or at any TD Bank location during lobby hours once you decide on the account type that best suits your needs. To open the account via online, click on the "Open Account" button below the account you choose and fill in the required fields. You can open an account via telephone 24/7 by calling our Customer Service line at 888-751-9000 and one of our Banking Specialists can open the account for you. Please visit: http://bit.ly/TDStores to find TD Bank near you, if you choose to visit a Store.
You asked if there was a limit of withdrawals in a month for our Savings account and we'd be happy to discuss this with you.
For an interest-bearing Savings or Money Market account, please be advised that because of Regulation D, a Government regulation which places limitations on the number of monthly transactions that can be made from a Money Market and/or Savings Account, you are limited to six total electronic debit transactions per statement cycle. Please note that Customers who make more than six of these transactions during the statement cycle can be assessed a fee. Please take a look here: http://bit.ly/1cTejgt for our current Fee Schedule. Checking account transfers are unlimited at this time.
Some of the limitations on Money Market and Savings Accounts include:
1. Pre-authorized ACH – Automated Clearing House debits (health club fees, insurance premiums, car payments, mortgage payments).
2. Pre-authorized transfers (overdraft protection, transfer to Holiday Club, transfer to checking account).
3. TD Bank Online Banking and Telephone Banking transfers (debited from the money market or savings account).
4. Request made by phone or fax for transfer
5. Wire transfers
Please also review our Personal Deposit Account Agreement http://bit.ly/1kb17UQ (Pages 6 and 7) for more information.
If you have additional question or concerns, we recommend contacting our 24/7 Banking Specialists at 888-751-9000 or visit your local TD Bank store during normal lobby hours for additional information and assistance.
Let us know if you have any other questions that you think of and please have a nice day.
Sandy D, Mount Laurel
August 6, 2015 01:39:35 PM