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How do i keep them apart ??????????????????????
Michael, West Yarmouth Mass
November 22, 2017 11:59:49 AM
In reply to Michael, West Yarmouth Mass
Thanks for reaching out to us at TD Helps, Michael. We'd be glad to help.
It sounds like you've opened two accounts and are looking for ways to help keep them separate. We're happy to help.
Many of our Customers have both checking and savings accounts. The checking account can be used for paying bills, shopping, or just for fun money! A debit card can be attached to checking accounts for both ATM withdrawals and for purchases. Having a separate savings account is a great way to keep the majority of your funds separate and can be used for 'paying yourself'. It's always good to have that rainy day fund or save for something you'd really like. A TD Bank Savings account is great for that.
It's also possible that you've opened a secondary checking account. Many of our Customers enjoy this option because it allows them to separate their spending and can help with staying on a budget. When you have two checking accounts, the most common use is to have one account designated to bill payments, while the other is used for everyday spending. This way you can separate your funds and will know exactly what you have available for things like holiday shopping!
With two checking accounts, could come two debit cards. This could be tricky as they look the same, with only the numbers being different. We've heard some creative stories for ways that our Customers have kept them separate so they always know which debit card is attached to which account. One of the more common we've heard is that they make a little mark on the card, maybe a dot or star that lets them know that's the card they should be using for their spending account. Others have mentioned keeping them in certain places in their wallets so they always know which card is in which slot, while others have simply memorized the information. We give them extra credit for that! You may need to find an option that works best for you.
We have a nickname option online that can also help with differentiating your accounts. This can even extend to your debit cards so that if you visit a TD Bank ATM, it will show which account the debit card is linked to. To add nicknames, log into your online banking by clicking here: https://go.td.com/1eaISlq. On the left hand side is a box full of links titled 'Help & Related Tasks'. In there, you'll find a hyperlink for 'Manage Nicknames'. Click that hyperlink and you'll be taken to a page where all of your accounts (with debit cards, if applicable) will be listed. You can add a nickname for each account that will help you differentiate them. Once you hit 'Update Nicknames', you'll be take back to the home page and you'll see your nicknames right away.
We hope all this info helps, Michael. If you have any additional questions, please don't hesitate to give us a call 24/7 at 888-751-9000 or stop in to see us at any of our Stores. To find one near you, please click here: https://go.td.com/1nq31dc.
We hope you're having a great day!
Candice A, Mount Laurel
November 22, 2017 12:00:07 PM