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Can I use mobile deposit to do this?
July 23, 2015 01:45:52 PM
In reply to Saira, Freehold
Good afternoon, Saira. It's great to have you here on TD Helps today.
You'll be happy to know that you can deposit American Express Gift Cheques at any TD Bank location either with the Teller or with the ATM. You can find your local Store locations and hours here: http://bit.ly/TDStores. Please keep in mind that when deposited in the ATM, the first $100 will be made available for use right away while the rest of your deposit, if it exceeds $100, will be made available on the following business day. For more information about Funds Availability, please take a look here: http://bit.ly/1kb17UQ (pages 38-41).
If you are already enrolled for Online Banking and are familiar with the TD Bank Mobile App, please know that our Mobile Deposit option is available for most iPhone, Android, and Blackberry devices and to Customers who have been banking with us at least 90 days or more. The TD Bank Mobile Deposit does have limits depending on the length of your relationship with TD Bank. Please also keep in mind that our $100 same day availability for deposits does not apply to Mobile Deposits. You can find this information along with other FAQs about the TD Bank Mobile Deposit here: http://bit.ly/1e3jiYF.
If you aren't familiar with the Mobile App, you can find more information and even download the App here: http://bit.ly/1opBqUt. If you have not yet enrolled in Online Banking though, you'll need to enroll in that first so that you can sign in to the Mobile App. You can enroll in Online Banking here: http://bit.ly/1lU2qfY. You can then use the Mobile App to deposit any check except the following:
· Checks that are not payable to you or your joint account holder
· Checks that have already been deposited
· Foreign checks (drawn on a bank that is located outside of the United States and/or not payable in U.S. Dollars)
Banking by mail is also very easy! Any check you have (that does not fall into the categories above) can be mailed into the address below:
TD Bank, N.A. ME2-001-033, P.O. Box Number 1190, Lewiston, Maine 04243
This P.O. Box is checked daily and transactions are posted the same day. If you need to use Fed-EX or UPS to mail in a Deposit to us, you can send it to this address:
TD Bank Bank-by-Mail, 140 Mill Street, Lewiston, ME 04243
Please keep in mind that TD Bank is not responsible for items lost in mail. Here are some additional tips to consider prior to mailing your deposit:
- Cash should not be sent through the mail
- Payee of the check and name on deposit ticket should be the same
- Checks should be endorsed (and restricted "for deposit only")
- Multiple checks should be listed and a total of the deposit listed
- Enclose the deposit ticket, not the carbon copy - If using a blank deposit ticket, please write the account number clearly
- Do not staple transactions
Let us know if you have any other questions, Saira. Hope your day is great.
Sandy D, Mount Laurel
July 23, 2015 01:48:51 PM