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Hello, can you whether I would be charged ATM fees (by TD Bank) if I am a Premier Checking customer and I am using an ATM overseas? Thanks! Ben
Ben, New York
July 19, 2016 08:11:35 AM
In reply to Ben, New York
Thank you for visiting us on TD Helps, Ben.
As you are inquiring about our Premier Checking account specifically, we'd first invite you to take a look here: https://go.td.com/1m9qQOk for a detailed TD Premier Checking Account Guide.
As you can see in the account guide, if you have a TD Premier Checking account:
- When you withdraw funds at a non-TD ATM, the $3.00 non-TD ATM fee will not assess to your account, regardless the balance on your account.
- The institution that owns the terminal (or network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries. This surcharge will be assessed to your account; however, you will be reimbursed for this surcharge if you maintain your $2,500.00 minimum daily balance. The surcharge refund will be processed on the last day of the statement cycle.
In another word, all of the surcharges (fees charged by the ATM owners) accrue during the month and when you receive your Premier Checking account statement, it will show a credit for the rebated surcharges reading “Free ATM Rebate” if you maintain your $2,500.00 minimum daily balance. And, it is important to note that if you go online during the current statement cycle, you will see the surcharges as they are accrued.
Additionally, we invite you to visit here for a few tips to manage your money when traveling overseas: https://go.td.com/1fO8wKy, you may also want to review our international travel tips frequently asked questions by clicking here: https://go.td.com/1ltwDDc.
If you have any additional questions for us, please feel free to reach out to our 24/7 Banking Specialists directly at 888-751-9000. If you wish to visit us in person, please stop by and see us at any of your local TD Bank Store. For a list of the Store locations, hours and telephone numbers, please visit here: http://go.td.com/1f9DSJR.
Thanks again for stopping by, Ben. We hope you have a wonderful trip!
LiShu R, Mount Laurel
July 19, 2016 08:12:13 AM