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as soon as I deposited it . When I look online it says the check has "posted" . Since it's a cashiers check can I take the 1900 out today ?
May 15, 2015 01:55:35 PM
In reply to Tell, Cleveland
We appreciate you coming to TD Helps, Tell.
We would like to take this opportunity to let you know that TD Bank makes the first $100.00 available of your daily ATM check deposits immediately for accounts that are opened 90 days or greater. Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. For example, if you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning.
Please kindly keep in mind that your "Account Balance" is the true amount of funds in your account at the start of any given business day. After all pending transactions are deducted from that Account Balance, your "Available Balance" is the amount of money in your account you can use without incurring an overdraft charge. If your available balance reflects the amount you wish to withdrawal, you may do so if you wish.
Some things to remember:
-Your Available Balance is reduced by any pending debit card transactions (purchases and ATM withdrawals), and includes any deposited funds that have been made available
-Your Available Balance does not reflect checks that you have written that have not yet cleared, or payments made in Bill Pay by laser draft (paper check) that have not yet cleared
-Your Available Balance also does not include electronic payments in Bill Pay that have not yet been paid, or debit card transactions that have not yet been processed by the vendor for payment
-If you exceed your available balance, you may incur an overdraft fee
You may also find this link helpful: http://bit.ly/1gDES9n or even this video discussing what an Available Balance is: http://bit.ly/1qSujaj.
We hope this helps and please let us know if you have any other questions.
Yen D, Mount Laurel
May 15, 2015 01:58:04 PM