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Hi , I do not have an account with you guys but i am looking into it. If I open up an account how long or if you have to would the hold be on my check
January 28, 2016 12:38:50 PM
In reply to Sarah, Columba
Thanks for your interest in TD, Sarah. We'd be glad to discuss our Funds Availability Policy.
When making check deposits with a Teller, the first $100 is usually made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After your account has been opened for 30 days, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
You may also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you decide to open an account, we recommend taking a look at the products we have to offer. To view and compare our checking accounts, visit http://bit.ly/1aDaRqd or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help with selecting an account.
To view and compare savings account products, click on http://bit.ly/1pJT9I9 , or if you prefer, we also have a Savings Selector Tool http://bit.ly/1vW1DvM which can help you choose the best savings account for your needs.
Once you're ready to open an account you are able to do so by visiting any TD Store, calling us 24/7 at 888-751-9000 or opening your account online. To take a look at TD Stores and their hours please visit http://bit.ly/TDStores.
Regardless of the method you choose, you will need your Social Security Number and a valid photo I.D. (Driver's License, Passport, Military I.D. etc.).
We hope to hear from you soon, Sarah and have a good day.
Megan K, Mount Laurel
January 28, 2016 12:39:07 PM