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April 29, 2015 07:25:30 PM
In reply to Thomas, Falmouth
Thanks for reaching us on TD Helps, Thomas. We'd be happy to clarify.
When you make extra monthly payments to your mortgage, your payments will be applied to the amount you owe next in your billing cycle paying both principle and interest. Making an extra payment to your principle balance will reduce the amount you owe on your loan potentially helping you save money in interest in the future.
If you would like to make a payment to your principle balance, we ask that you contact us directly for assistance. You are able to do so 24/7 by dialing 800-937-5020. After account verification, our Financial Solutions Group Representatives will be happy to help you make a principle payment. Similarly, you are able to visit a TD Store during lobby hours for assistance. To take a look at TD Stores near you please visit http://bit.ly/TDStores.
If you have already scheduled an extra payment and would like it to be applied to the principle only, feel free to call us using the number above or by visiting a TD Store.
We hope this helps, Thomas and have a great day!
Megan K, Mount Laurel
April 29, 2015 07:26:33 PM