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now have a check that I want to cash. Am I still able to use my account to cash the check or do I have to wait until my overdraft fees are resolved?
August 12, 2015 08:20:07 AM
In reply to Benu, Maplewood
Thanks for joining us here at TD Helps, Benu. We'd be glad to help provide some information regarding your inquiry.
We'd like to let you know that if the check you have is drawn on TD Bank, you may be able to cash it when you visit us at a Store. If the check is not drawn on TD, you may cash a check with us as long as you have sufficient funds in your account to cover the amount of the check. If not, it would be necessary to deposit the item and access the funds once the check has been made available for withdrawal.
We encourage you to stop in at your local TD Bank Store to determine how you may negotiate this item. Feel free to find a listing of our Stores right here: http://bit.ly/TDStores.
Additionally, you mentioned that your Checking account may have been closed due to an overdrawn balance. If you are unsure of the status of your Checking account or need further information, visit us during lobby hours and we'd be happy to help.
If by chance the account was closed due to a negative balance and you wish to rectify the account balance, you may connect with our Recovery Team at 800-742-2651, available Monday thru Friday, 8:00AM – 9:00PM, Saturday 8:00AM – 5:00PM and closed Sundays.
Please keep in mind, if your account was closed and you wish to cash a TD Bank check, there may be a fee of $7.00 for each check you'd like to cash if you do not have an active TD Bank account. Please note, fees are subject to change.
We hope this helps, Benu. Let us know if you need anything else.
Yen D, Mount Laurel
August 12, 2015 08:21:16 AM