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It's been a bad year, I'll just say that…I didn't even realize I'd put it away. Will TD still honor it, or do I need to get a new one? NYS is SLOW, so I'd love to avoid the hassle, if possible.
April 28, 2015 07:27:20 AM
In reply to Alison, Brooklyn
Thanks for coming to us on TD Helps, Alison.
In general, checks that are more than 6 months old are considered staledated.
If your check is drawn on TD Bank and is staledated, it's possible that it might still be negotiated by the Bank.
We can suggest that you visit a local TD Bank Store so that we can verify the account status and check for any stop payment orders on your check. Please see http://bit.ly/TDStores for a listing of our Stores near you for assistance.
Please note that in the instance a deposited check is returned, fees may apply. We recommend reviewing http://bit.ly/1cTejgt to ensure you are aware of this possibility before depositing the check.
If you don't have an account with TD Bank at this time and you might deposit the check to an account you have with another financial institution, we suggest contacting them prior to the deposit to be informed about any fees they may assess if it is returned.
Also, you may prefer to contact the person or company who wrote you the check to determine if a new one can be reissued to you.
Thanks again for writing in and have a great day!
Brian M., Mount Laurel
April 28, 2015 07:28:14 AM