Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I have a check drawn on TD in canada and ny bank wants to charge me 150US D can I open an checking acct at TD and deposit it?
May 8, 2015 08:33:33 AM
In reply to frank, northampton,pa
Welcome to TD Helps, Frank. It's great seeing you here today.
Before we begin, we'd like to inform you that non-Customers are unable to cash non-TD Bank checks. This includes checks drawn on other TD affiliates, such as TD Canada Trust.
We are always happy to welcome Customers to our TD Family and are happy to inform you that you are able to deposit a foreign check into your new TD account.
Here at TD Bank, we offer many different types of Checking and Savings accounts. To view and compare all of our accounts, visit http://bit.ly/1ienPN4 or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help selecting a Checking account that is the best fit for you. We also offer Savings accounts and to view and compare personal Savings account products, click on http://bit.ly/1pJT9I9 , or if you prefer, we also have a Savings Selector Tool http://bit.ly/1vW1DvM; which can help you choose the best Savings account for your needs.
Once you have decided on the type of the account(s) you wish to open, you can simply click the "Open Account" button under the account type you want. You may also feel free to call us directly 24/7 at 888-751-9000 with any questions you may have and set up your new account via telephone.
As always, you are welcome to stop by your nearest TD Bank Store to speak with a Banking Specialist regarding new account options to determine what product type fits you the best. To find out TD Store locations near you, please visit, http://bit.ly/TDStores. You will need to bring a valid photo I.D. (Driver's License, Passport, Military I.D. etc.) and Social Security number.
If you do visit us, during the account opening, you may present this check as your initial deposit. We invite you to look at our Deposit Account Agreement here for personal accounts: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits. For foreign check deposit funds availability, please refer directly to page 41 for additional information.
Additionally, a few things regarding your deposit of a foreign check to TD Bank within the US:
-The international check must have an equivalent value of at least $100.00 U.S. Dollars.
-Rates used for currency conversion are provided by TD Bank traders. We do not use rates printed by third parties in newspapers or published online.
-For your protection, the item should be hand delivered to a Store and not mailed. Please do not deposit foreign checks by using the ATM or via Mobile Deposit.
-The conversion rate applied will be on the day the check is received in the Foreign Check Collection department. Additionally, fees may apply for the deposit of a foreign item. If you'll be depositing the check to a personal account with TD Bank, please take a look at our current Fee Schedule here: http://bit.ly/1cTejgt.
We hope this helps answers your questions, Frank. Please let us know if you have any other questions and have a wonderful weekend.
Yen D, Mount Laurel
May 8, 2015 08:35:42 AM