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Dylan, fair haven
March 20, 2015 02:36:56 PM
In reply to Dylan, fair haven
Good afternoon, Dylan and thanks for connecting with us! We'll be glad to let you know how you can prepare for your trip.
First, we'd like to let you know that when using your TD Bank Visa Debit card, there is no need to activate the card for use in another currency. TD Bank will automatically make this exchange for you at the time of your purchase or withdrawal. However, kindly note that if you have not yet provided TD Bank with a notification of your vacation in Ireland, you'll want to do so as soon as possible to avoid any interruptions to your card usage. Without this, your international transactions can become blocked as we constantly monitor our Customers' accounts for activity outside normal spending habits, for your protection.
You can place a travel notification by calling our Customer Service Line 24/7 at 888-751-9000, and we will be happy to place your travel notification. If you have already left the country, please call us from outside the United States via phone at 1-856-751-9000, or collect with operator assistance from a land line phone by asking the operator to dial 1-215-569-0518.
Another easy way to set a travel notification, especially if you have already left, is to send us a Secure Message from your TD Bank Online Banking account. Please log in here: http://bit.ly/1eaISlq with your User Name and Password. You can then send us a secure message by clicking on the Customer Service tab, and using the Send a Message link. Please include your exact travel dates, destinations and any connecting flight information if applicable.
TD Bank does not charge any foreign transactions fees for purchases made with your TD Bank Visa debit card. We would like to take the opportunity to advise you about fees that can be incurred while using international ATMs.
Each withdrawal, transfer, and balance inquiry made at an ATM not owned by TD is subject to a $3.00 fee, which is charged by TD Bank the same day the transaction is made. This may be in addition to any fee assessed by the owner of the ATM or network, and may include fees for both withdrawals and balance inquiries.
If you use any ATM in a foreign country, you may also incur international, currency exchange and usage fees regardless of the type of account you have at TD Bank. Please refer to http://bit.ly/1kb17UQ (pg. 45) for more information about what type of fees to expect.
Depending on the type of account you have with us, your non-TD ATM fees may be reimbursed with a $2500.00 daily minimum balance. Please check out: http://bit.ly/1cTejgt for information about the type of accounts needed to avoid a non-TD ATM fee.
If you have one of these account types, we suggest keeping your foreign ATM transaction receipts. We want to make sure you are properly reimbursed for your fees! If your non-TD ATM fees are not automatically refunded to you, you can take these receipts to your local TD Bank store within 90 days for an immediate credit.
If this is regarding a TD Visa Credit Card, you may contact our Credit Card Specialists while you're outside the United States 24/7 by dialing 706-644-3266.
Please keep in mind, a travel notification helps us recognize unauthorized transactions on your account. Please be informed that for your protection we will continue to monitor your card activity even when a notification is set. We also recommend carrying more than one method of payment while traveling, just in case you encounter any acceptance issues. For more travel tips while overseas, please visit http://bit.ly/1gDrDYu. You may also want to review our international travel tips frequently asked questions by clicking here: http://bit.ly/1ltwDDc .
Hope this provides some help for your trip, Dylan and we hope you have a fantastic time in Ireland!
Kristen P, Mount Laurel
March 20, 2015 02:40:12 PM