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what documents do I need? Do I have to do this in person or can I do it online? How long does the process take?
angela, west islip
March 18, 2015 05:55:24 PM
In reply to angela, west islip
Thank you for visiting TD Helps today, Angela. We will be glad to answer your question about our approval process.
We would like to confirm that at this time, TD Bank only offers pre-qualifications for Mortgage Loan applications, not for Personal Loans or Lines of Credit. In order to determine if you are pre-qualified for a mortgage, you will need to visit your local TD Bank Store during normal lobby hours. To find TD Store locations near you, please visit: http://bit.ly/TDStores. The turnaround time to receive a decision is between 1-2 business days.
While you are at the Store, you will need to provide the following information verbally:
Purchase price of the home
Your income and your debt
Tax for the home you are purchasing
Homeowner insurance cost
County and State of the home you are purchasing
We will present the closing cost to you while you're there and please also know that we'll do a credit inquiry as well.
If you have any additional questions, or if you were looking to apply for a different loan product we offer, we recommend reaching out to our Financial Solutions Group 24/7 at 800-937-5020 at your earliest convenience.
We hope the information provided helps. Let us know if you have any further questions. Have a great one!
Megan K, Mount Laurel
March 18, 2015 05:56:21 PM