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I need to deposit cash for transactions to avoid overdraft. how can I make a deposit if I am not in a Td bank city?
Darlene, jacksonville, fl
February 5, 2015 05:29:08 PM
In reply to Darlene, jacksonville, fl
Thanks for joining us on TD Helps, Darlene. We'd be happy to review the ways you may deposit funds if you aren't near a location.
You may make cash deposits at ATMs in your area that are listed as a NYCE shared deposit machine, even if they are non-TD Bank ATMs. Keep in mind that any deposits made at a non-TD ATM will take longer to clear your account and can take up to 5 to 7 business days. If any questions arise regarding the deposit you will have to contact the Financial Institution where the deposit was made. For more information on how long deposits take to apply to your account please take a look here: http://bit.ly/1kb17UQ (pages 38-41). TD Bank does not charge a fee for this type of transaction; however the institution that owns the ATM may charge a fee for this service, and it is recommended to check with that bank.
If you are able to purchase money orders in your area using the cash and then you may mail the money order to us by following the instructions listed below.
You can mail your deposit to this address:
TD Bank, N.A., ME2-001-033, P.O. Box Number 1190, Lewiston, Maine 04243
The P.O. Box is checked daily and transactions are posted the same day.
If you need to FedEx or UPS a mail-in deposit to us, you can ship it to the address below:
TD Bank, Bank by Mail, 140 Mill Street, Lewiston, ME 04243
Also keep in mind that the TD Bank is not responsible for items lost in mail. Here are some additional tips to consider prior to mailing your deposit:
- Cash should not be sent through the mail
- Payee of the check and name on deposit ticket should be the same
- Checks should be endorsed (and restricted "for deposit only")
- Multiple checks should be listed and a total of the deposit listed
- Enclose the deposit ticket, not the carbon copy
- If using a blank deposit ticket, please write the account number clearly
- Do not staple transactions
If you have any further questions about banking by mail, please let us know or call 888-751-9000 to speak with a Customer Service Representative, 24 hours a day, and 7 days a week.
Lastly, if you are enrolled for our Online Banking, you might be able to deposit a check by using the TD Mobile App for your Apple or Android device. TD Bank Mobile Deposit is available to Customers of at least 90 days or longer with an active Checking, Savings or Money Market account.
If you are not currently enrolled for our Online Banking, you must first be enrolled. You can do so by visiting here: http://bit.ly/1lU2qfY. You will need your Social Security number, your TD Bank ATM/Debit Card, your account number and your email address. If you do not have the pieces of information required to enroll, you can contact us 24/7 by dialing 888-751-9000 and they will be happy to help you enroll in Online Banking.
After you are enrolled for our Online Banking, you can download the app by visiting http://bit.ly/1opBqUt. The user name and password that Mobile Banking will ask you for is the same as the one you've created for Online Banking.
With our Mobile Deposit service, you may deposit checks anytime, anywhere following the below steps:
1. From the Main Menu of the TD Bank Mobile Banking app, select Mobile Deposit, then Deposit a Check 2. Enter the amount of the check
3. Take a photo of the check using your mobile device
4. Select your account
5. Review and submit your deposit you may wish to note the date on the front of the check and include the word “Deposited”, for your records. Additionally, you may want to keep this for 14 days to ensure it has cleared your account. You are then welcome to destroy the check
Please note; you cannot use TD Bank Mobile Deposit to deposit:
-Checks that are not payable to you or your joint accountholder
-Checks that have already been deposited
-Foreign checks (drawn on a bank that is located outside of the United States and/or not payable in U.S. Dollars)
We invite you to take a look here: http://bit.ly/1e3jiYF and http://bit.ly/1t2rx4L for more information such as Mobile Deposit limits along with the Frequently Asked Questions (FAQs) for TD Bank Mobile Deposit.
If you have any trouble with Mobile Deposit, feel free to contact our Tech Support Specialists 24/7 by dialing 800-493-7562 and they'll be happy to troubleshoot any issues you may be encountering.
We hope you find this helpful, Darlene and have a good afternoon.
Megan K, Mount Laurel
February 5, 2015 05:30:02 PM