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I'm currently living in Brazil, but I have to pay a overdraft in my TD Bank account in U.S. How can I do this?
Gabriela, São Paulo
January 8, 2015 10:10:52 AM
1 person recommended this |
In reply to Gabriela, São Paulo
Thank you for joining us here at TD Helps, Gabriela. You came to the right place for information.
Even though you are unable to visit a TD Bank location in person while you are in Brazil, we do have other options for you, so you may make deposits into your TD Bank account from any country outside the United States.
First of all, we do offer Mobile Banking and Mobile Deposit services. TD Bank Mobile Deposit is available for most iPhone and Android devices and to customers of at least 90 days or longer with an active checking, savings or money market account.
If you are not currently enrolled for our Online Banking, you must first be enrolled. You can do so by visiting here: http://bit.ly/1lU2qfY. You will need your Social Security Number, your TD Bank ATM/Debit Card, your account number and your email address. If you do not have the pieces of information required to enroll, you can contact us 24/7 at 888-751-9000 and they will be happy to help you enroll in Online Banking.
Once you are enrolled for our Online Banking, you can download the app by visiting http://bit.ly/1opBqUt. The user name and password that Mobile Banking will ask you for is the same as the one you've created for Online Banking.
Please note; there are daily limits and 30-day limits on our Mobile Deposits. The limits on mobile deposits depend on the length of your relationship with TD Bank. Please note; the limits are subject to change, so we invite you to visit: http://bit.ly/1e3jiYF for more information on Mobile Deposit.
When making a deposit through TD Bank Mobile Deposit and you submit the deposit before 8:00 p.m. ET on a business day, that is considered the date of your deposit; otherwise, the next business day is considered the date of your deposit. Your funds are generally available on the business day following the date of your deposit. Please keep in mind that deposits made through mobile banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day.
If Mobile Deposit is not an option for you, you can simple mail your deposit to the following address:
TD Bank, N.A. ME2-001-033 P.O. Box Number 1190 Lewiston, Maine 04243
The P.O. Box is checked daily and transactions are posted the same day. Also keep in mind that the TD Bank is not responsible for items lost in mail. Here are some additional tips to consider prior to mailing your deposit:
- Cash should not be sent through the mail - Payee of the check and name on deposit ticket should be the same - Checks should be endorsed (and restricted "for deposit only") - Multiple checks should be listed and a total of the deposit listed - Enclose the deposit ticket, not the carbon copy - If using a blank deposit ticket, please write the account number clearly - Do not staple transactions
If you have any questions about when your deposit will become available, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits. Our friendly 24/7 Banking Specialists can also be reached by telephone to answer all your banking inquires. Please remember, we are here for you and we are only one phone call away. When calling from Brazil or any other country outside the United States, please dial us direct at 1-856-751-9000 or call Collect with operator assistance from any land line phone by asking the Operator to dial 1-215-569-0518 (if you are able to gain access to a land line).
Last but not least, you may also make an international wire transfer while you're in Brazil and if you prefer, we will be glad to provide the wire transfer instruction as well.
The information needed, including the Swift Code, to send an international wire transfer to your TD Bank account depends on how the funds are being sent, whether it is U.S. currency or foreign currency.
If you will be sending the funds via US currency, you should provide the following information to your bank in Brazil:
Wire to: TD Bank, N.A Wilmington, Delaware
Credit to: Your Full Name and Account Title, Your Address, Your Account Number
For Foreign Currency transfers being sent to TD Bank you need to include the additional information as follows: Correspondent Bank SWIFT Code: TDOMCATTTOR Correspondent Bank: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5k 1A2 Beneficiary Bank SWIFT Code: NRTHUS33XXX Beneficiary Bank: TD Bank, N.A. 6000 Atrium Way, Mt Laurel, NJ 08054
In Favor of:
Your Account Number
Your Full Name
Your address: (Please include City, State and Country)
You should expect to receive the funds within three to five business days. We will post all incoming wires on the banking day they are received. International wire transfers sent by US Dollars can be received until 6:30 PM EST. If the incoming wire is Foreign Currency it can be received until 3:30 PM EST.
Also, we do not process incoming Pay Upon Proper Identification (PUPID) wires and we return them to the sender. For more info on the fee for wire transfers, please take a look here: http://bit.ly/1cTejgt.
Let us know if you have any further questions. We are always here to help. Have a pleasant day.
LiShu R, Mount Laurel
January 8, 2015 10:11:53 AM