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Please help. I have moved to Germany and need to take up more than $100 per day. I would also like to be able to transfer money from my TD account to my German bank account. Thanks.
November 28, 2014 10:49:09 PM
2 people recommended this |
In reply to Christine, Montreal
Thank you for joining us here at TD Helps, Christine. Congratulations on your move, and we are excited for you!
For the protection of your TD Bank account, your TD Debit Card has daily limits placed on it. For more information on your daily limit amounts, please take a look at our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pages 43 & 44).
If you are expecting to withdraw more than what is permitted on your daily limit, we do have a few options available for you to increase this limit. You can call us directly from abroad 24/7 at 856-751-9000, or collect with operator assistance from a land line phone by asking the operator to dial 1-215-569-0518. After account verification; one of our dedicated Customer Service Representatives can request the increase for you.
Another option would be sending us a secure message via your Online Banking. Once you're logged in to www.tdbank.com, please click on the "Customer Service" tab and then select "Send a Message" located under the "Message Center" section. Please note that in order to request an increase via fax, phone, or email, your account is required to be open for at least 90 days.
If you have not enrolled, you can do so for free by following this link: http://bit.ly/1lU2qfY. You will need your account number, Social Security number, your email address and your current TD ATM/Debit card.
Please note, your increase will not be permanent but will remain in effect for the business day when the increase is processed. If you would like a permanent limit increase, you would need to visit any TD Bank to make this request. Please visit http://bit.ly/TDStores for TD Bank locations.
When making an ATM withdrawal from an international location, please make sure that the ATM machine displays either the VISA or PLUS logo. The TD Bank Debit Card may also be used to obtain a VISA Cash Advance if a compatible ATM is not available. Please note non-TD ATM fees still may apply. Our most up to date Fee Schedule can be found here, http://bit.ly/1cTejgt , for more information. Cards bearing the Visa logo are accepted at locations all over the world. Many ATMs outside the United States limit withdrawals to checking accounts only, TD Bank Online can be used to transfer money from your savings account to your checking account should more funds be needed. Please note for your protection: We also recommend getting in contact with us to update your address information, so that we know the foreign transaction activity occurring are valid.
If you need to reach out to us from abroad, feel free to call our Customer Service Line at 856-751-9000 or collect with operator assistance from a land line phone by asking the operator to dial 1-215-569-0518.
For transferring funds from your TD Bank account, to the account you have with a German Financial Institution; there are a few actions you can take.
A quick option is to withdraw funds from your TD Bank account through any ATM and then you can deposit the funds into your account at your other financial institution. By using this option to transfer your funds, there may be limits and fees that apply. We recommend checking with the other financial institution for any fees they may charge.
You may also go to your other financial institution and make a cash advance from your account using your TD Bank Visa Debit Card. Then you can deposit your funds into your account at your other financial institution. You may withdrawal a daily limit of up to $5,000 through the Visa Cash Advance.
We noticed that the location you wrote in from was Montreal. If you have your account with TD Canada trust, we invite you to check out: http://bit.ly/1y1tYp1, in which Wayne asked a similar question in regards to a wire transfer. Also, check out http://bit.ly/1kD3iFr to ask any additional questions to our partners up in TD Canada Trust.
We appreciate you coming to TD Helps with your question. We hope you have a wonderful evening!
Justin B, Mount Laurel
November 28, 2014 10:50:42 PM