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May 6, 2017 02:04:54 PM
In reply to Pamela, alachua
Thanks for contacting TD Helps today, Pamela. This is a great question, and we'll be happy to help.
If the transfer is an ACH deposit from an employer, or an automatic transfer, it typically takes 2 to 3 business days to show up in your account, and will do so automatically. For more information about deposits and when they are made available, we invite you to take a look at the Personal Account Agreement here: https://go.td.com/1kb17UQ.
Additionally, if this is a wire transfer, we'd like to let you know that TD Bank posts all incoming Domestic Wires from the Federal Reserve until 6:30pm on the current banking day. A banking day is every day except Saturday, Sunday and Federal Holidays. International Wire transfers must be submitted by 2:00pm for same day action; if the request is after 2:00pm, the transfer will be processed the next business day.
You should expect to receive the funds within three to five business days. We will post all incoming wires on the banking day they are received. International wire transfers sent by foreign currency can be received until 3:30 PM EST.
Keep in mind also that depending on the currency you are receiving, some transactions may take longer than others. Please see the following link for all applicable fees included in our fee schedule: https://go.td.com/2lbbfGg. In addition, please note that we do not process or disburse funds from wire transfers received designated Pay Upon Proper Identification (PUPID) and return them to the sender.
We hope this helped, Pamela. Please enjoy the rest of your day, and have a great weekend.
Customer Service Team, Mount Laurel
May 6, 2017 02:05:46 PM