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Sue, Lawrenceville, NJ 08648
January 8, 2015 06:05:37 PM
In reply to Sue, Lawrenceville, NJ 08648
Thanks for submitting your question to us on TD Helps, Sue. We'll be happy to go over deposit options available.
If you have a personal TD account and are looking to transfer money to your boyfriend's account at a different Financial Institution, if you use Online Banking, you have the option of sending a Person-to-Person Payment. If you are not enrolled for Online Banking, you may fill out the online application by clicking here: http://bit.ly/1lU2qfY. Once there, you will need to choose Personal from the drop down box. First, you'll have to accept the Online Banking Agreement. Then, we'll ask you to enter in your personal information (Name, Social Security number, account number, etc.) and finally, you will have to set up three security questions. After those 3 steps are completed, you will have immediate access to your account(s).
Once you're enrolled and logged in, to use the Person-to-Person option, you may click on the tab at the top of the page titled "Person-to-Person Payments." You will then be asked to accept a user agreement, review the fee schedule and confirm your email and phone number. A text and email code will be sent to the mobile number and email address we have on file for you. Next we will request you to submit both codes for verification to complete the enrollment process. Once the enrollment is complete you’ll be ready to send the payment! Please note, accounts excluded from using this service due to ACH restrictions include, but are not limited to: Passbook, IRA, Holiday Club, Club Saver, and CD accounts. For the Terms and Conditions in addition to information on the payment methods and amounts, please check http://bit.ly/1pADlWD. If you have any difficulties, please contact us for assistance 24/7 at 800-493-7562.
Another way to deposit funds into his account is via wire transfer. You can send wires to any bank within the country and across the globe! If you are making a transfer within the US, you will need to gather the name, address and ABA routing number of the receiving bank, the name of the account to be credited, the beneficiary address and the account number. Sending an international wire is a little different than one within the US. To send an international wire all you need is: - The full name, address, including city, state/province, country and account number of the person/business (for Euro Zone countries – IBAN – International Banking Account Number) you are sending money to - The full name and address, including city, state/province and country of the financial institution receiving the funds – and The amount and currency of the transfer. Keep in mind also that depending on the currency you are sending, some transactions may take longer than others. You may want to contact the other Financial Institution to determine what information they require to receive the wire. Please note that wire transfers can only be scheduled at a TD Bank location during lobby hours. For lobby hour information and locations near you please take a look here: http://bit.ly/TDStores.
Take a look here, http://bit.ly/1cTejgt for fees that may apply for Person-to-Person and wire transfers.
If you do not have a TD account and your boyfriend does and you know his account number, you're welcome to visit any TD location to make the deposit into his account. For find a location nearby please visit: http://bit.ly/TDStores.
You can also make a deposit via Mail. If you choose to do this, send your deposit to:
TD Bank, N.A. ME2-001-033 P.O. Box Number 1190 Lewiston, ME 04243
Some tips to consider prior to mailing your deposit include:
- Cash should not be sent through the mail
- Payee of the check and name on deposit ticket should be the same
- Checks should be endorsed (and restricted for deposit only)
- Multiple checks should be listed and a total of the deposit listed
- Enclose the deposit ticket, not the carbon copy
- If using a blank deposit ticket, please write account number clearly
- Do not staple transactions
Additionally, if he uses Online Banking, he can take advantage of our Mobile Deposit feature. So if you were to provide him with a check, this feature will allow him to deposit it simply by taking a photo of it on the TD App!
He'll also be able to use Online Banking to request money from you by using the Person-to-Person feature. He will have to log in and click on the Person-to- Person tab to get started.
We hope this helps, Sue and please let us know if you have any other questions. Enjoy your day.
Colleen B, Mount Laurel
January 8, 2015 06:09:04 PM