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I lost my job some time ago and a little while after that, my banking account was overdrawn. With no means of income, I was unable to settle the overdraft for some time. A few months ago I began working and found myself finally able to begin paying the overdraft balance. I was wondering how do I go about doing so. If there was interest added and if there's a payment plan I could possibly use because though I'm working, it's a relatively low income job and I would probably be unable to repay the overdraft in one lump sum
June 19, 2014 05:56:10 PM
In reply to Korey, Philadelphia
Hey Korey, thanks for dropping by TD Helps!
We are sorry to hear about your situation but great to know you are getting back on your feet. We appreciate your concern and would be happy to help provide some guidance.
There are several options we can offer you to help pay off the overdrawn balance. We recommend contacting our Recovery Department at 800-742-2651 to make payment arrangements, or visit your local TD Bank Store, prior to opening a new account. Closed accounts cannot be re-opened regardless of the reasons for closing it; and business accounts can only be opened at the Store.
Once the overdrawn balance has been paid off, you can then request to open a new account with TD Bank. For information on the current checking accounts TD Bank offers, please follow this link: http://bit.ly/UR7yr0. For a customized recommendation with our Checking Selector answer the questions provided here: http://bit.ly/KmmHe7.
We know budgeting is important in an effort to build savings and help manager your income, expenses, and debt repayments. TD has a lot of references, articles, tips, and tools at the “Finance 101” page; we would encourage you to look there: http://bit.ly/1yooowv.
We hope this helps Korey and we wish you the best of luck. Please let us know if you have any other questions.
Sandy D, Mount Laurel
June 19, 2014 05:58:42 PM
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