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I would like to increase the credit limit on my TD credit card. One of your websites said to go to the 'apply for a new card' section and then at the end of the application I was to choose 'increase credit limit' but I did not see that. It only took me to a place where I can apply for an additional card and I do not want to do that. I would simply like to increase my credit limit a couple hundred dollars.
February 24, 2015 03:17:40 PM
3 people recommended this |
In reply to Norma, Manahawkin
Thanks for getting in touch with us, Norma and we appreciate your question on TD Helps today!
To be considered for a credit limit increase, you are more than welcome to contact one of our Card Services Specialists directly at 888-561-8861, 24/7. Kindly note that your account must be open for at least 6 billing statements in order for us to consider this request for you. For our Credit Card Frequently Asked Questions that may also help, you may click here: http://bit.ly/1qpoSRC.
Otherwise, if you'll be nearby one of our Stores, feel free to stop in during our extended lobby hours. If you look here: http://bit.ly/TDStores, you can find the TD Bank Store and lobby hours nearest you.
Hope this helps, Norma! Thanks again for choosing TD and have a wonderful afternoon.
Kristen P, Mount Laurel
February 24, 2015 03:23:27 PM
In reply to Kristen, Mount Laurel
Probably a basic question but will TD run a credit check when I apply for a credit limit increase?
August 26, 2015 03:20:14 PM
In reply to Syed, Surrey
Thanks for joining us, Syed!
When you request a credit limit increase, an inquiry will be submitted to the credit bureaus and is based on credit approval.
If you have any additional questions, feel free to contact the 24/7 number Kristen mentions above.
Have a great day!
Megan K, Mount Laurel
August 26, 2015 03:20:39 PM
In reply to Megan, Mount Laurel
HOW TO CHECK THE STATUS OF CREDIT LINE INCREASE?
November 25, 2015 11:25:09 AM
1 person recommended this
In reply to RAMESH, ALBANY
It is a pleasure to have you here on TD Helps, Ramesh.
If you are referring to a limit increase for your TD Credit Card, you are more than welcome to contact one of our Card Services Specialists directly at 888-561-8861, 24/7. Please note that your account must be open for at least 6 billing statements in order for us to consider this request for you. For our Credit Card Frequently Asked Questions that may also help, you may click here: http://bit.ly/1qpoSRC.
If this is in regards to your TD Debit card, we want to inform you that for your account protection, your TD Debit card has daily limits placed on it for ATM withdrawals, Point-of-Sale (POS), and Visa transactions. For information on these limit amounts, please take a look at our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pages 39 & 40).
If you find that you need to make a withdrawal or purchase which is higher than the standard limit set on your Debit card, we can offer a couple of options on how to request an increase. Please note, in order to have your Debit card limit increased you must have a deposit account older than 90 days that is in Normal status. You also must have a sufficient balance to cover the requested amount.
An easy way to request an increase is to send a Secure Message through Online Banking. If you're already enrolled for Online Banking, you may send us a secure message to request this information by clicking here: http://bit.ly/1eaISlq. After you log in, find the Customer Service tab and use the Send a Message link found there. Please be sure to include the Debit card number and the portion of your card (ATM, POS, or VISA) that you'd like the increase for, as well as the amount you're requesting so we can best help you.
Another option is to send a fax to our Fulfillment Team at 1-856-533-1138 with the following information:
Subject: Limit Increase
Debit/ATM Card Number
Contact Telephone Number
Amount of "total daily limit" requested
Indicate - Visa, POS, ATM
Signature - if Customer is faxing request
Please allow approximately 2-3 hours for your request to be completed.
Please keep in mind that limit increases are only valid for one calendar day and the limits will return to the original amount after this time passes. If your request is received after 6:00 pm, the increase will remain in effect for one additional calendar day.
You're also welcome to call a Banking Specialist 24/7 at 888-751-9000 for assistance with a limit increase, or for any questions you may have. Please note that for larger increases, a secure message or fax will be needed. Or, a Representative at any local TD Bank Store can also assist you, and please visithttp://bit.ly/TDStores to find one nearest you.
Hope this helps and have a nice day.
Brian M., Mount Laurel
November 25, 2015 11:26:43 AM