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August 17, 2015 03:46:44 PM
In reply to Reba, Rutland
Welcome to the TD Helps community, Reba.
You're welcome to visit a TD ATM in order to make a deposit after the lobby and drive thru have already closed for the day. It is important to endorse the back of the check when depositing a check into the ATM. Once you’re ready to make your deposit, input your debit or ATM only card into the ATM and follow the on screen instructions.
Please note; the full amount of a check deposit made through the ATM before 8:00 PM will usually be available on the next business day. However, check deposits made through the ATM after 8:00 PM will be considered the next day's business and will post to your account on the following business day. If you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's business day and will post to your account on Tuesday.
If your account has been opened longer than 90 days, any check deposit made at a TD ATM will have the first $100.00 of your daily ATM deposits immediately available in your account. If your account has not yet been opened for 90 days, please note that the first $100.00 will not be made available at the time of the deposit. However, longer delays may apply under certain circumstances; for more information, we recommend reviewing our Personal Deposit Account Agreement http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Another option is to mail in your check deposit. To send your deposit via mail, please send to the following address:
TD Bank, N.A. ME2-001-033 P.O. Box Number 1190 Lewiston, ME 04243
Some tips to consider prior to mailing your deposit include:
- Cash should not be sent through the mail
- Payee of the check and name on deposit ticket should be the same
- Checks should be endorsed (and restricted for deposit only)
- Multiple checks should be listed and a total of the deposit listed
- Enclose the deposit ticket, not the carbon copy
- If using a blank deposit ticket, please write account number clearly
- Do not staple transactions
You may also be eligible to make deposits through your smart phone. In order to be eligible to use our free Mobile Deposit service, you must be a TD Customer for at least 90 days or more and have at least one active Checking, Money Market, or Savings account. CDs, IRAs, and Passbook accounts are not eligible. Once you're able to use this feature, there is also a limit to the amount you can deposit using the Mobile Deposit feature. We invite you to take a look here: http://bit.ly/1e3jiYF for more information.
Once you're ready to use the mobile deposit feature you’ll first need to ensure that you're enrolled for Online Banking. To do so, you may sign up by viewing this link: http://bit.ly/1lU2qfY from a computer or the web browser on your phone. You will need your account number, debit card number and Social Security number to get started. Then you can download the app by clicking here: http://bit.ly/1HKr5hp and then you'll be ready to deposit your check from the comfort of your own home!
We hope this helps, Reba and please let us know if we can assist again!
Colleen B, Mount Laurel
August 17, 2015 03:47:21 PM