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Ryan, Cedar Grove
September 9, 2015 10:13:20 PM
1 person recommended this |
In reply to Ryan, Cedar Grove
Thank you for reaching out to us on TD Helps this evening, Ryan! We`ll be more than happy to go over external transfers with you tonight.
With our External Transfer service via your TD Online Banking, you will have the ability to transfer funds from your TD account to an account you have at another Financial Institution including Credit Unions and Brokerage accounts! Please note, it is necessary for you to have a U.S. address, a unique U.S. phone number, a Social Security Number, and a valid unique email address. External transfers can only be conducted to or from a U.S. account in U.S. currency only. External Transfers can only be made from an "Eligible Transaction Account" for example; personal checking, money market or savings accounts are usually allowed, with you as a signer on the account. Please note that accounts excluded from using this service due to ACH restrictions include, but are not limited to: Passbook, IRA, Holiday Club, Club Saver, and CDs.
To use our External Transfer or Person-to-Person options, you must first be enrolled in online banking. If you are not enrolled, you can do so here: http://bit.ly/1lU2qfY. You will need your Social Security number, your TD Bank ATM/Visa Debit Card, your account number, and your e-mail address. If you do not have a Debit/ATM card, please call one of our Banking Specialists 24/7 at (888) 751-9000 as they will be more than happy to get you set up with online banking. These features do come with limits on the amount you can send or receive.
Once you are logged in to your account, please choose the "Transfers" tab. Then click on "Transfer to Accounts Outside TD Bank." You will then be asked to accept a user agreement and review the fee schedule.
After the enrollment is completed, you may continue to schedule a transfer by adding your account at a different institution. To do so, select "Add a New Account." You will then be prompted to select the type of account followed by the account and routing numbers. Once you enter the required fields, the transfer service will then display whether or not you can make an immediate transfer. In some cases, a trial deposit is initiated at the receiving institution for verification purposes. You’re welcome to check out: http://bit.ly/1jXKYqq for all of the exciting details.
When sending an External Transfer, you will have two delivery options, three-day or next-day delivery. To qualify for the next-day delivery option, you must wait 90 days from your first successful three-day transfer and must not have had any transactions that overdrew your account in the past 90 days. Please note that fees may apply for the External Transfer service. For the Transfers Terms and Conditions please see: http://bit.ly/1lkiC6K, and for more information on the fee schedule, please take a look here: http://bit.ly/1cTejgt.
We hope this is useful to you, Ryan and enjoy the rest of your night! Take care.
Katherine G, Mount Laurel
September 9, 2015 10:15:10 PM
1 person recommended this