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establish credit as you go into adulthood, but how can you get credit if there is nothing reported on your credit score?
April 29, 2015 02:14:38 PM
In reply to Andrew, Hamilton
Hey Andrew, welcome to TD Helps! We understand the importance in building good credit and would be happy to help.
We'd like to share with you some helpful information on part of our website called “Building a Good Credit Score." We invite you to take a look at it by visiting this link: http://bit.ly/1nUzsyy. It will provide you with details you might find helpful on how to build your credit. It will also give you tips on how to maintain your good credit once it’s established.
You'll be happy to learn that TD Bank does offer secured Credit Cards. A Secured Credit Card is available to anyone who wishes to establish or rebuild their credit history and is secured with funds held in a TD Bank Savings account. You're welcome to take a look here for the Personal Credit Card Agreement for both the TD Easy Rewards Secured and TD Cash Rewards Secured: http://bit.ly/1wtjCwy.
You may apply for a secured credit card at any TD location during lobby hours. For hours and locations near you, take a look here: http://bit.ly/TDStores. If your application is approved, you'll then want to establish the collateral savings account for the card. Once this is complete, the card can be issued. Although applications for these cards can only be made at a TD Store; if you have any questions you're welcome to give our Card Services Specialist a call 24/7 at 888-561-8861.
We hope this helps answers your question, Andrew. Please do not hesitate to reply back should you have any other questions.
Yen D, Mount Laurel
April 29, 2015 02:25:55 PM