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How does debit card advance work? Do i pay by monthly?
Guadalupe, New York city
August 13, 2017 09:47:43 AM
In reply to Guadalupe, New York city
Hi Guadalupe! We'd be happy to explain.
TD Debit Card Advance is discretionary service where a decision to approve the withdrawal or payment is made at the time the card is swiped or processed. Several factors are considered in the decision process; such as, the age of the account, frequency of deposits and overdraft history.
It’s a great feature to have on your account for emergencies, but should not be used as a regular source of payment. While there is not necessarily a set time limit you have to pay back the overdrawn balance, we do recommend making a deposit as soon as possible. The longer the account remains overdrawn or the more frequent the overdrafts could affect your ability to have transactions approved in the future.
You can find important information about TD Debit Card Advance by clicking here: https://go.td.com/2exVmIX and here: https://go.td.com/2q6qVgo.
If you're not currently enrolled, but are interested in TD Debit Card Advance, we recommend reviewing the information in the links above. You can then enroll by calling us 24/7 at 888-751-9000 or through your Online or Mobile Banking. To enroll through your online banking, start by logging in here: https://go.td.com/1eaISlq. Once logged in, click the 'Customer Service' tab, and then 'TD Debit Card Advance' under Self Service. Once you've agreed to the Terms and Conditions, you'll be enrolled. It should take effect the next business day. To enroll through Mobile Banking, log in as normal. Select the side menu from the top left corner. You'll see an option for TD Debit Card Advance.
You can also enroll at any local TD Bank Store location. To find one near you, please click here: https://go.td.com/1nq31dc.
If you have any additional questions, please don't hesitate to give us a call or stop in to see us at any of our Stores.
We hope you're having a great weekend, Guadalupe!
Candice A, Mount Laurel
August 13, 2017 09:48:07 AM