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I deposited checks into the atm 5 days ago but they still haven't been deposited into my account (except for the immediate $100). How long do the deposits at the atm usually take?
Amanda, Garden City
September 4, 2014 03:02:55 PM
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In reply to Amanda, Garden City
Thanks for reaching out to us here on TD Helps, Amanda! We'll be happy to answer your questions regarding ATM deposits.
If your account is less than 90 days old, check deposits made through the ATM or at a TD Store may be held for 7-10 business days. In general, TD Bank makes the first $100.00 available of your daily ATM check deposits immediately for accounts that are opened 90 days or greater. Check deposits made through the ATM before 8:00 PM will be available on the next banking day; however, if your deposit is made after 8:00 PM, it will be considered the next days' business and will post to your account on the following business day. For example: if you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a business day, for this instance Monday, the deposit will post to your account on Wednesday morning.
Longer delays may apply under certain circumstances, for more information, we recommend reviewing our Personal Deposit Account Agreement http://bit.ly/1kb17UQ. On pages 35-37 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Let us know if you have any questions and have a great day!
Luis C, Mount Laurel
September 4, 2014 04:00:27 PM