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December 7, 2014 08:30:22 PM
In reply to Darlese, Wilmington
Good evening and welcome to TD Helps, Darlese! We'll be happy to answer any questions you may have about direct deposits.
If you've just started your direct deposit with your employer and haven't received a deposit yet, please keep in mind that direct deposits generally take 1-2 payment cycles to begin. Usually, employers will test the account first with a zero dollar deposit to make sure all your account information is correct.
For direct deposits, funds are available to you on the date designated by your depositor. These types of deposits are processed overnight at varying times and will be available for use once processing is complete. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope this answers your question and let us know if you any additional questions, Darlese!
Katherine G, Mount Laurel
December 7, 2014 08:31:43 PM
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