Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I have a 2800 dollar cashier check and I wonder can I cash it or do yall have to put it on hold
September 30, 2014 12:25:35 PM
1 person recommended this |
In reply to lakriesha, gadsden
Hi Lakriesha, thanks for looking to TD Helps today with your question! We understand the importance of getting access to your funds and are happy to help.
If the check is drawn on TD Bank, you may wish to cash the check if you prefer. Adnw e are happy to say, as a TD Customer, you can cash the check free of charge!
However, if the check is written off of a different Financial Institution, in order to cash the check you would need to have the funds available in your Checking Account to cover it.
If you don’t have the funds available for cashing the check, don't worry. In most instances, if your deposit is made before 8:00 pm it will be made available for withdrawal on the following business day. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
Please note, if your deposit is made after 8:00 pm on a business day or on any weekend or Federal holiday, the next business day will be considered the deposit date. Additionally, there are instances in which checks may be held for extra time. For more information on funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pg. 35 -38).
You are welcome to visit any of our convenient Store locations to make your deposit or find out more. Please see http://bit.ly/TDStores for a listing of stores in your local area, or feel free to call a
Customer Service Specialist 24/7 at 1-888-751-9000 with any questions you may have.
Thanks again for your visit, Lakriesha and we hope this has helped you! Enjoy the rest of your day.
Megan K, Mount Laurel
September 30, 2014 12:26:21 PM