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November 4, 2015 12:35:15 PM
In reply to Tom, Middletown
Thank you for inquiring about our Mobile Deposit service, Tom. We're more than happy to respond.
If you make a deposit through TD Bank Mobile Deposit and you submit the deposit before 8:00 PM EST on a business day, that is considered the date of your deposit; otherwise, the next business day is considered the date of your deposit. Your funds are generally available on the business day following the date of your deposit. Please keep in mind that deposits made through mobile banking will not have the first $100 available on the same business day. In most cases, the full amount becomes available the following business day. To learn more about our Mobile Deposit, we invite you to take a look here: http://bit.ly/1e3jiYF.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
If we can assist you again, please feel free to write back to us, Tom.
LiShu R, Mount Laurel
November 4, 2015 12:37:03 PM