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July 27, 2015 07:09:26 PM
In reply to quintina, queens
Good evening Quintina,
Thanks for writing in to us today!
If you’re referring to checks you deposited, usualy when you deposit a check with a Teller or at the ATM the first $100 should be made available immediately. In general, the rest of the funds are credited to your account on the following business day.
If your deposit was made at TD Bank before 8:00 PM on a business day, it would be considered a deposit on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. For weekend deposits, this usually means that the deposit will be considered Monday's deposit and will post to your account Tuesday.
Exceptions can also occur which can cause delays in funds availability. For example, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for up to 7 business days for verification purposes. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 35-37 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you're referring to checks that you may have written to other parties, then kindly note that these will clear your account once your payee cashes or deposits the check.
We hope this helps with your question, Quintina!
Let us know if there's anything else we can help with and have a wonderful night.
Kristen P, Mount Laurel
July 27, 2015 07:11:02 PM