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June 3, 2015 01:11:53 PM
In reply to deanna, Columbia
Welcome to TD Helps, Deanna. We'd be happy to help determine when your check will clear.
When making check deposits with a Teller, the first $100 is usually made available immediately.
When you deposit a check with a Teller, the first $100 is made available immediately. If the account you're depositing into has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of the deposit, the rest of the funds will be credited to your account on the following business day.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. However, if you make a deposit at an ATM after 8 PM, or on a non-business day, we will consider that the deposit was made on the following business day. For example, if you made an ATM deposit on Saturday, that deposit will be considered Monday's deposit and will post to your account Tuesday. Accounts that are less than 90 days old will generally see availability of funds the next business day.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have additional questions specific to your account, we recommend contacting us directly for assistance. You are able to call us 24/7 by dialing 888-751-9000. After account verification, our Representatives will be glad to help. Similarly, you are able to visit any TD Store during lobby hours for assistance. To take a look at TD Stores near you and their hours please visit http://bit.ly/TDStores.
If you'd prefer, you also have the option of sending a Secure Message through Online Banking. If you are not enrolled in Online Banking and would like to be, please click here to begin: http://bit.ly/1lU2qfY. Once you are enrolled, please sign into your account at http://bit.ly/1eaISlq and click on the "Customer Service" tab and then select "Send a Message."
We hope this helps, Deanna and have a good day.
Megan K, Mount Laurel
June 3, 2015 01:13:25 PM