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December 8, 2014 11:47:56 AM
In reply to Shaniquah, Bethlehem
Good day and welcome to TD Helps, Shaniquah. We're glad to go over funds availability with you.
Generally speaking, for direct deposits, funds are available to you on the date designated by your depositor. These types of deposits are processed overnight at varying times and the funds will be available for use, such as for ATM withdrawals or debit card purchases, once processing is complete. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If at any time you wish to confirm if your direct deposit is available for you to use, please know you can always reach out to one of our dedicated Banking Specialists 24/7 at 888-751-9000. Upon proper account verification, we'll be more than happy to answer any banking-related inquires you may have.
If we can assist you again, Shaniquah, please feel free to write to us anytime! We hope this helps and enjoy your day.
LiShu R, Mount Laurel
December 8, 2014 11:48:58 AM