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Shawn, Elkins Park, PA
October 19, 2015 07:31:57 AM
In reply to Shawn, Elkins Park, PA
Great to have you come to TD Helps today, Shawn.
When making check deposits with a Teller, the first $100 is usually made available immediately. After your account has been opened for 30 days, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day. If a deposit is made with a Teller on a Monday, generally, the funds will become available the next business day unless it is a Federal Holiday. If Monday is a Federal Holiday, then the funds will become available on Wednesday.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that same business day. A business day is every day except Saturdays, Sundays, and Federal Holidays. If you make a deposit at an ATM before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8:00 PM, or on a day we are not open, we will consider that the deposit was made on the next business day. Accounts that are 90 days old will have the initial $100 made available and generally see availability of funds the next business day.
You may also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to larger deposits.
If you have any questions or concerns about your deposit, we ask that you contact us directly 24/7 at 888-751-9000 or during lobby hours at a TD Store near you to speak with a Representative. For lobby hours and locations near you please visit http://bit.ly/TDStores.
Have a very nice day, Shawn.
Sandy D, Mount Laurel
October 19, 2015 07:42:43 AM