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June 30, 2015 02:41:34 PM
In reply to obryan, brampton
Thank you for reaching out to us on TD Helps! We'd be glad to discuss Funds Availability with you.
Deposits made using Mobile Deposit before 8:00 PM on a business day are considered deposits made on that same business day. A business day is every day except Saturdays, Sundays, and Federal Holidays. If you make a deposit using Mobile Deposit before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit using Mobile Deposit after 8:00 PM, or on a day we are not open, we will consider that the deposit was made on the next business day.
Deposits made with TD Mobile Deposit will not credit the first $100 of your check at the time of deposit.
You may also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any questions or concerns about your deposit, we ask that you contact us directly 24/7 at 888-751-9000 or during lobby hours at a TD Store near you to speak with a Representative. For lobby hours and locations near you please visit http://bit.ly/TDStores.
We hope this clears things up and have a good day!
Megan K, Mount Laurel
June 30, 2015 02:42:29 PM