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August 26, 2014 01:11:40 PM
In reply to Danni, Philadelphia
Hey Danni, welcome to TD Helps! We are happy to answer your question.
When you deposit a check, the first $100 is made available right way. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will be credited to your account the following business day.
If you make a check deposit through the ATM, the first $100 dollars is credited immediately while the remainder of your deposit will be applied to the balance on the following business day. Unlike the ATM, the Mobile Deposit feature does not credit any funds initially. The funds will be credited on the following business day.
For more details, please check out: http://bit.ly/1kb17UQ (specifically pages 35-37 for more information).
We hope this helps Danni. Have a great one!
Colleen B, Mount Laurel
August 26, 2014 01:14:47 PM