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December 9, 2014 10:21:56 AM
In reply to liz, bourne
Welcome to TD Helps, Liz. We're glad to go over funds availability with you.
Typically, when your deposit is made before 8pm EST on a business day, funds will be made available the following business day. If your deposit is made after 8pm EST on a business day or on any weekend or Federal Holiday, the next business day will be considered the deposit date. For example if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday morning. If Monday is a Federal holiday, the transaction will post Wednesday morning. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in sections 2 and 3).
Please keep in mind that $100 same day availability for deposits does not apply to Mobile Deposits. For more information on funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pg. 38-41). You may also contact Customer Service at 888-751-9000, 24/7 for more information, or visit your local TD Bank Store found here: http://bit.ly/TDStores.
Liz, we hope you find our answers helpful and please don’t hesitate to return to TD Helps if you have any further questions.
LiShu R, Mount Laurel
December 9, 2014 10:24:02 AM