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I just opened up my account today and made a deposit to both my checking and savings account. I see the available balance in my savings account but don't see it in my checking account. How long does it take to show ?
November 3, 2015 03:52:03 PM
In reply to Rosario, Brooklyn
Thank you for joining us on TD Helps today, Rosario. We'll be happy to help clear up any confusion regarding your funds availability.
The type of deposit you make determines when the funds will be available. Direct Deposits are available on the same business day that they are credited to your account, even while they are in a pending status. Similarly, Cash Deposits made with a Teller are also made available the same business day for your use.
Check Deposits work a little differently, when you deposit a check, the first $100 is made available right way. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
To read the Funds Availability Policy and other important details, please visit http://bit.ly/1kb17UQ (page 35).
We'd like to congratulate you on your new accounts, Rosario. Let us know if you have any other questions!
Customer Service Team, Mt. Laurel
November 3, 2015 03:52:37 PM
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