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Hayley, New York
September 30, 2014 07:54:13 AM
2 people recommended this |
In reply to Hayley, New York
Welcome to TD Helps, Hayley and thanks for submitting your question. We'll be happy to help!
When making check deposits with a Teller, the first $100 is made available immediately. You should expect to receive the remaining funds the following business day. However, if you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits made at a TD Store can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
Additionally, check deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you make a deposit at an ATM before 8 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8 PM, or on a day we are not open, we will consider that the deposit was made on the next business day. Please note, for Customers with Account(s) less than 90 days old, check deposits made at an ATM can also be held for 7 business days.
The full funds availability policy can be found in TD Bank's Personal Deposit Account Agreement which can be viewed here http://bit.ly/1kb17UQ, please see pages 35-37 for more specific details.
We hope this helps and enjoy the rest of your day!
Sandy D, Mount Laurel
September 30, 2014 07:56:09 AM