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I have an automatic payroll deposit that is listed as pending for today. My available balance includes this amount. I transferred funds to another account. On that account it also lists the deposit as pending. When will those funds be available? We are closing on a house tomorrow and it is vital that we have those funds on hand.
July 2, 2015 11:11:54 AM
In reply to sean, jackson
Hey Sean, thanks for coming by! We'd be happy to help provide details regarding your concerns.
The type of deposit that goes into your TD account determines when the funds will be available. In this case, your direct deposits are available on the same business day that they are credited to your account, even while they are in a pending status. Similarly, online transfers from your TD accounts are also made available the same business day for your use.
If you'd like, you may check out our Funds Availability Policy and other important details by visiting here: http://bit.ly/1kb17UQ (page 38-41).
We hope this helps you, Sean. Let us know if you need anything else. Have a great day and good luck on your closing!
Yen D, Mount Laurel
July 2, 2015 11:14:52 AM