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David, New York
August 2, 2015 12:38:51 PM
In reply to David, New York
Welcome to TD Helps, David. We are happy to guide you in the right direction today.
Generally speaking, wire transfers will be available on the day we receive the deposit. Once they are available, you can withdraw the funds in cash and we will use the funds to pay checks that you have written. For domestic wire transfers we post all incoming wires from the Federal Reserve until 6:30pm on the current banking day and all incoming wires the banking day they are received.
At this time, we may not process incoming Pay Upon Proper Identification (PUPID) wires and will return them to the sender.
We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to the funds. If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by your nearest TD Bank Store location. To find out TD store locations near you, please visit: http://bit.ly/TDStores.
Thank you for stopping by, David and we look forward to your next visit. Take care!
Alara B, Mount Laurel
August 2, 2015 12:40:42 PM